Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
www.creativecapital.com
17705 Hale Ave Building I, Suite 4 • Morgan Hill, CA • 95037
Phone: (408) 778-6677
Toll Free (888) 882-6677
• roxann.michaelsen@securitiesamerica.com

Roxann S. Michaelsen, CFP®, CLU


California Insurance License 0798331


States Securities Licensed - AZ CA CO KY MO OH OR


States Variable Life Licensed - AZ CA CO KY MO OR


Creative Capital Insurance Sales Corp. California Insurance License 0580830


Securities Offered Through Securities America, Inc., a Registered Broker/Dealer Member FINRA & SIPC. Creative Capital Insurance Sales Corp is not affiliated with Securities America, Inc.